Most people think that the cheapest way to send money to the Philippines is through direct bank transfers. However, with direct bank transfers, you lose money on transfer fees and poor exchange rates after transferring a certain amount.

If you want to save the most money on transfer fees and exchange rates, you should use an online money transfer service provider. With online money transfer apps, you save considerably on exchange rates and transfer fees.

While there are a multitude of online money service providers, you should use an app that offers fast transfer with multiple payment options. The best way to send money to the Philippines is via Ria Money Transfer, an online money transferring app operating in over 159 countries worldwide. Here’s all you need to know about Ria Money Transfer:

Ria Money Transfer

Ria Money Transfer is an app that facilitates simple and secure online money transfers with low fees. The app has a wide range of unique features that are not present in other online money transfer service providers.

The app offers diverse delivery options, such as delivery to bank account, delivery for pick-up at an agent location, and work or home delivery. However, delivery to an agent location is only available in some markets.


Ria has a network of more than 435,000 agent locations in over 160 countries and is the third-largest provider of online international money transfers across the world.

Ria allows you to transfer money through multiple ways, including debit card, credit card, and online bank transfer. The transfer fee varies depending on the mode of payment. The least expensive payment option is sending money through bank transfer, although your transfer may be delayed up to 4 business days.

Credit or debit card transfers charge a transaction fee. However, it takes as little as 15 minutes for the money to arrive if you use a credit or debit card to pay for your transfer.

How does it work?

You can send money to the Philippines using Ria Money Transfer in less than 5 minutes. All you have to do is create a free account on the app or log in if you are already registered with Ria. Once you have logged in, you can start the money transfer using a bank account, credit card, or debit card. You may want to double-check the information you have entered. If everything looks right, you should proceed with the stranger by clicking the send button and the money will be on its way.

When you start a transfer on the Ria app, you have to enter the delivery option i.e. cash pickup, bank deposit, and home or work delivery. For cash pickups, you will find a comprehensive list of agent locations on their website. If you send money to an agent location, you will have to enter the recipient’s name and a photo ID.

Bank deposits are simpler than cash pickups. Almost all major banks in the Philippines support Ria transfer. For bank transfers, you only have to enter the recipient’s full name and bank account or IBAN number.

Ria also supports the home delivery option in the Philippines. If you opt for home delivery, you must make sure that the recipient’s name on the transaction matches the name on their photo ID.

About the author:

Tricia Lee is a contributing writer at Sparkwebs, a Digital Marketing Agency. When she’s not writing, she loves to travel, dance, and read non-fiction.