Finance Archive

What are some of the different methods of financial planning

Financial Planning, the greatest issue for any corporate worker living up with a decent income. Financial Planning has always been associated with difficulties, tedious work, etc. like terms. On the other hand, if Financial Planning is done right, it can give a comfortable coming future in terms of finances and savings. So how can we [&hellip

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5 Signs Your Growing Business Needs Funding To Survive

Starting a business requires a tremendous amount of forethought when it comes to aspects such as financial planning and budgeting. Additionally, being aware of the exact point in time that your business is in requirement of working capital, and obviously, taking action to access and secure it, helps small businesses in the long run. There [&hellip

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4 Tips for Successful Management of Small Business Finances

Starting and running a business is no easy feat. You might have a rough idea of what you want to have as a business, but there are also various factors that you must consider before establishing one. Broad knowledge and extensive planning are highly important in building a business from small- to large-scale ones.  Before [&hellip

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How to Effectively Manage Business Debt

Almost every start-up business will have sizeable debts to carry in its first few months, so it’s vital that the owner learns how to keep that debt in check to avoid it stockpiling and becoming unmanageable. Experian research shows that the average small business owner has debts of $195,000, more than twice that of a [&hellip

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5 Simple Ways to Boost Your Business Credit Score

Having a good business credit score is important for a variety of reasons. If you’re applying for business financing, it helps lenders determine your ability to repay your bills on time. It also plays a role in the instant approval of short-term business loans, and helps build your business’ reputation which could attract more investors [&hellip

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5 Different Ways to Embrace Contactless Payments

The Philippines is one of the world’s early movers when it comes to digital payments. In fact, the country already launched mobile money solutions in 2001. Still, Filipinos didn’t immediately warm up to the idea and only about 10% of payments were made electronically by 2018. Due to COVID-19, however, more and more Filipinos have [&hellip

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Eric J Dalius Says These Are the Money Mistakes That You Must Avoid In Business

Entrepreneurship inherently comes with risks. The entire ideology of entrepreneurship is based on taking on financial risks in the hope of profit. The budget is the prediction of income and expenditure over a definite time ahead. Business organizations utilize funding for the efficient working of the company, explains Eric Dalius. A budget is an action [&hellip

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How a Personal Line of Credit can Help Your Financial Situation

What is a personal line of credit?  Small business owners and entrepreneurs are often looking for various sources that help them fund their business. While there are plenty of options available today, personal loans and personal lines of credit continue to enjoy popularity. One may wonder, what is the difference and what makes these options [&hellip

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5 Effective Ways to Finance a Small Business

One of the biggest challenges aspiring entrepreneurs face is looking for capital to start a business. When savings aren’t enough, who can you turn to to kickstart your venture? Here are five effective ways to finance a small business that you can consider Take a Personal Loan Getting a personal loan for business is a [&hellip

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7 Insurance Coverage You Should Consider Getting

Insurance is the amount of risk or liability covered for an individual or entity through protection services. Insurance covers are a necessity, and they caution you when you suffer losses. Here are some of the insurance covers you should consider getting. 1. Public Liability Insurance Public liability insurance compensates for your injuries and loss or [&hellip

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