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><channel><title>Business Diary Philippines &#187; Home Business</title> <atom:link href="http://businessdiary.com.ph/category/home-businesss/feed/" rel="self" type="application/rss+xml" /><link>http://businessdiary.com.ph</link> <description>Business and Livelihood Startup Guide Philippines</description> <lastBuildDate>Thu, 20 Jun 2013 07:14:59 +0000</lastBuildDate> <language>en-US</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <item><title>How to Make Homemade Car Shampoo</title><link>http://businessdiary.com.ph/5694/how-to-make-homemade-car-shampoo/</link> <comments>http://businessdiary.com.ph/5694/how-to-make-homemade-car-shampoo/#comments</comments> <pubDate>Tue, 11 Jun 2013 22:27:09 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[car shampoo]]></category> <category><![CDATA[car shampoo making]]></category> <category><![CDATA[homemade car shampoo]]></category> <category><![CDATA[how to make car shampoo]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=5694</guid> <description><![CDATA[<p><p><img width="150" height="150" src="http://businessdiary.com.ph/wp-content/uploads/2013/06/car-shampoo-150x150.jpg" class="attachment-post-thumbnail wp-post-image" alt="*Û$¼" /></p>To get started in car-shampoo making, you will need roughly P3,000 in initial capital. You will need it to purchase the ingredients, utensils, and equipment listed below.<img src="http://businessdiary.com.ph/wp-content/uploads/2013/06/car-shampoo.jpg" alt="*Û$¼" width="600" height="250" class="alignnone size-full wp-image-5695" /><strong>Car Shampoo</strong> Ingredients:80g Needle-type coconut fatty alcohol sulfate (CFAS)
840g De-ionized water or distilled water
30g Coco diethanolamide (CDEA)
1g Phenoxy ethanol
2g Ethyl alcohol
10g Emulsified carnauba wax
4g Fragrance
20g Industrial salt<strong>Utensils and equipment:</strong>Mixing bowl, P500
Plastic ladle, P35 to P50
Funnel, P13
Plastic jigger
Weighing scale, P200
4 pcs. 250 ml-opaque bottles for packaging, P10 per piece<strong>PROCEDURES</strong><strong>STEP 1:</strong> Pour the de-ionized water in the mixing bowl and heat on medium fire until it becomes steaming hot. With the use of a ladle, add and mix the CFAS into the steaming water. Using the needle-type CFAS rather than the powder type is preferred to give the end-product a clearer texture. Powder CFAS is usually used in making powder detergent; if used in liquid wash or shampoo, on the other hand, it would give the shampoo a cloudy texture.When mixing the CFAS into the steaming hot water, stir slowly so the mixture does not bubble up. The appearance of a few bubbles is acceptable, though.<strong>STEP 2:</strong> With the CFAS thoroughly mixed in and with the mixture still steaming hot, turn off the fire and remove the mixing bowl from the stove. Make sure that the CFAS is dissolved completely, then add to the mixture the CDEA, phenoxy ethanol, ethyl alcohol, emulsified carnauba wax, and the fragrance—in that order. Before adding another ingredient into the mix, make sure to mix each ingredient thoroughly into the mixture. (Because very few chemical shops sell emulsified carnauba wax, you may use plain carnauba wax instead; it sells for P500 per 1/2 kg.)Set the mixture aside.<strong>STEP 3:</strong> In a separate jigger, dissolve the water-soluble dye in water. The darker you want the shampoo to be, the more dye you should use. Once the dye is completely dissolved, add and mix it into the mixture you were working on.<strong>STEP 4:</strong> Add the industrial salt gradually. The industrial salt serves as a thickener. The consistency of the mixture must be slimy or a bit thick. When suds start to form, it means that the thickening effect of the salt is taking place. Some 20 grams of industrial salt is enough to produce the right consistency for this process. However, before pouring in the rest of the salt into the bowl, it is advisable that you dissolve first a little portion of the salt—perhaps a pinch—into a small container holding the mixture. You have to dissolve a little portion of the salt into the mixture at a time, and check the consistency. Dissolve another portion until you atain the right consistency.Excessive salt will make the mixture thick for a while, but the consistency would eventually revert to its original state. If this happens, do not throw away your mixture. Instead, make another bowl of mixture with the right consistency—slimy or a bit thick but not totally thick—using using the right amount of industrial salt, then just gradually add some of the inaccurately measured mixtures.Once you are through mixing all of the ingredients, let the car shampoo cool down. When it gets cool, pour the mixture—it is now a shampoo—into the opaque bottles using a funnel. This recipe will fill four 250-ml bottles or two 500-ml bottles. The shelf-life of this product is two years.<strong>What each ingredient does to your product:</strong>CDEA – foaming or suds booster
Industrial salt – thickening agent, to make the product viscous
CFAS – surfactant, the main cleaning agent
Phenoxy ethanol – a preservative that is also used in cosmetics
Carnauba wax – comes from the leaves of the carnauba palm. It is also use in cosmetics, polishing products, and baking.<strong>Dos and don't s:</strong> • Use the utensils exclusively for producing car shampoo. Never use the same utensils for cooking.
• Keep the materials out of children’s reach.
• Store both the raw materials and the finish products in dry cool place.
• Measure the materials precisely and accurately.<strong>WHERE TO LOOK FOR SUPPLIES:</strong>Everlight Chemiecolor Enterprise
461 Clavel St., Brgy. Santo Cristo, Binondo, Manila
Telephones: (02) 241-0076; (02) 242-6934
Fax: (02) 241-0096
E-mail: chemielight@yahoo.com
Website: everlightchemiecolor.com<em>Source: Mishell Malabaguio - entrepreneur.com.ph</em></p><p>You can read more of the post <a href="http://businessdiary.com.ph/5694/how-to-make-homemade-car-shampoo/">How to Make Homemade Car Shampoo</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/5694/how-to-make-homemade-car-shampoo/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Tiger Grass Farming and Broom Making</title><link>http://businessdiary.com.ph/2551/tiger-grass-farming-and-broom-making/</link> <comments>http://businessdiary.com.ph/2551/tiger-grass-farming-and-broom-making/#comments</comments> <pubDate>Mon, 19 Mar 2012 11:09:16 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[broom making]]></category> <category><![CDATA[broom making business]]></category> <category><![CDATA[broom making production]]></category> <category><![CDATA[how to make broom]]></category> <category><![CDATA[how to make tiger broom]]></category> <category><![CDATA[how to make walis tambo]]></category> <category><![CDATA[softbroom making]]></category> <category><![CDATA[tiger grass broom making]]></category> <category><![CDATA[tiger grass farming]]></category> <category><![CDATA[tiger grass farming guide]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=2551</guid> <description><![CDATA[<p><p><img width="150" height="150" src="http://businessdiary.com.ph/wp-content/uploads/2012/03/broommaking-150x150.jpg" class="attachment-post-thumbnail wp-post-image" alt="broommaking.jpg" /></p><strong>Tiger grass (Thysanolaena maxima), locally known as 'tambo' in Tagalog, has great ecological and economic importance.</strong> As hedgerow, the species helps control soil erosion while helping conserve water.As raw material for soft broom production, it provides potential livelihood to upland farmers due to increasing demand for tiger grass-made brooms.<span id="more-2551"></span><strong>Distribution</strong> Tiger grass is being propagated by upland farmers in some parts of Benguet Province.  Likewise, it grows abundantly in the highland areas of Ifugao and Mt. Province.  It can be grown in many types of soils such as clay, sandy clay loam and sandy loam.A one and one-half year old Tiger grass starts producing panicles in good sites. Panicle is the branching inflorescence in which small flowers are borne along an elongated axis. The panicles usually develop from October to March every year.<strong>Techniques in Propagation</strong> There are two known methods of propagating Tiger grass namely, by seeds and by rootstocks.However, propagating by seeds is rarely done because spacing between plants can not be regulated and will take a long time for the plant to mature and produce panicles. Because of this, propagating Tiger grass by rootstock is commonly used. Clumps of mature Tiger grass are uprooted, and the upper portion of the grass is cut. About 12-15 cm of the culm measured from the rootstock is left and can be divided into 3 culm individual rootstock.<strong>Site Preparation</strong> Rootstocks of Tiger grass can be planted directly in prepared planting sites. But for better results, the following should be observed:* Planting sites should be prepared by completely removing the grass and other undesirable vegetation; strip clearing or spot-ring clearing methods may be employed; and planting holes of about 30-50 cm in diameter shall be prepared for the rootstocks.<strong>Method of Planting</strong> As mentioned earlier, Tiger grass can be propagated by seeds or by rootstocks. But for rootstocks, they are planted in prepared planting holes. Planting holes of about 30-50 cm in diameter are prepared first before the rootstocks which are collected from the mother plants are finally planted.<strong>Planting Season</strong> For best results, the rootstocks should be planted during the onset of the rainy season. The plants will produce more shoots and could yield more panicles.<strong>Spacing between Plants</strong> The ideal spacing requirements of Tiger grass when planted in pure plantation is 4 m x 4 m. If interplanted with other crops like fruit trees, the recommended spacing is 8 m x 8 m.<strong>Soil and Fertilizer Requirements</strong> Tiger grass can thrive in many types of soil such as clay, sandy clay loam, and sandy loam. However, fertilization can be done in areas where soil nutrients are deficient to enhance growth and flower development of the plants. The appropriate fertilizer application is 20 grams of NPK (or complete fertilizer) per rootstock or plant. Fertilizer should be applied 10 cm away from the base of the plant and dug around to mix the fertilizer with the soil.<strong>Some Cultural Management of the Plantation</strong> The success of a Tiger grass plantation is dependent on the cultural management schemes to be employed. The following are the recommended management practices to be undertaken:1. One year after planting, inventory of the mortality should be conducted so that replanting can be immediately done during the next rainy season.
2. To minimize competition of soil nutrients, space, light and moisture, weeding should be done during the rainy season when there is abundant growth of competing vegetation.
3. Fertilization may be done in areas deficient of soil nutrients to enhance growth and flower development following the rate mentioned earlier.
4. Plantations should be protected from a stray animals and wild fires.<strong>Harvesting of Panicles</strong> When the panicles reach a length of about 70 cm and more, they can already be harvested. The following are some recommended techniques when harvesting Tiger grass:1. Cut the panicles with a sharp sickle or bolo when they are still green and soft. This could ease the cleaning and removal of seeds. Mature ones are hard and rough, and could result to low quality brooms.
2. When the panicles have been harvested, cut about 90% of the aerial part of the plant so that more tillers/shoots will develop during the next rainy season.
3. Harvested panicles must be dried under direct sunlight for about 2-3 days.
4. During and after the drying period, the seeds must be removed by shaking or patting them lightly against a big stone or a concrete pavement.
5. After drying and cleaning, panicles must be bundled into an average size of about 7 cm in diameter per bundle. Each bundle consists of an average of 210 panicles.
6. Bundled panicles are then ready for softbroom-making and marketing. The panicles are then sold and delivered to softbroom manufacturers.<strong>Season of Harvesting</strong> Panicles usually develop from October to March. The best time therefore to harvest the panicles is during the months of February and March. Make sure that the panicles reaches the desired length, softness and greenness to produce quality softbrooms. The age of the panicles to be harvested is 5 months.Tip: After the last harvest, cut all the remaining vegetative parts down to 30 cm for regeneration.  New tillers will develop and the cut portion can be used as good fodder for goat, cattle and other farm animals like the carabao.<img align="right" src="http://businessdiary.com.ph/wp-content/uploads/2012/03/broommaking.jpg" alt="broom making" /><font size="3"><strong>Broom Making Production</strong></font><strong>Materials:</strong>* 105 panicles (maximum)
* Kawayan or wooden stick
* Tie wire
* Plastic string on split rattan<strong>Procedure</strong>1. Use a bundle consisting of 105 panicles (number of panicles may vary depending on the desired thickness of the broom) to make one broom.
2. Sort the panicles according to length.
3. Shear some of its first spikelets (flowers) and ensure that an average remaining length is maintained.
4. Tie these sheared spikelets to the main stem to all thickness to the broom.
5. Maintain some of the stalks to serve as handle.
6. Arrange the added spikelets (tightly bound with string) into five to six small bundles (1-1.5 cm diameter) and bind together to make one big bundle.
7. Tightly bind together the stalks using tie wire to form the handle.
8. Use wood or bamboo stick as handle. Bind together with the panicles.
9. Arrange the panicles into fan-like form with plastic string or split rattan.
10. Decorate the handle or wrap with rolled plastic or split rattan to indicate the origin of the product.Source: pcarrd.dost.gov.ph, trc.dost.gov.ph, neda.gov.ph</p><p>You can read more of the post <a href="http://businessdiary.com.ph/2551/tiger-grass-farming-and-broom-making/">Tiger Grass Farming and Broom Making</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/2551/tiger-grass-farming-and-broom-making/feed/</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>How to Make Kawayan Charcoal Briquette</title><link>http://businessdiary.com.ph/2308/how-to-make-kawayan-charcoal-briquette/</link> <comments>http://businessdiary.com.ph/2308/how-to-make-kawayan-charcoal-briquette/#comments</comments> <pubDate>Mon, 20 Feb 2012 22:32:30 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[bamboo charcoal briquette]]></category> <category><![CDATA[chichacorn]]></category> <category><![CDATA[how to make bamboo charcoal briquette]]></category> <category><![CDATA[how to make kawayan charcoal briquette]]></category> <category><![CDATA[kawayan charcoal briquette]]></category> <category><![CDATA[production of kawayan charcoal briquettes]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=2308</guid> <description><![CDATA[<p><p><img width="130" height="130" src="http://businessdiary.com.ph/wp-content/uploads/2012/02/bamboocharcoalbriquettes.jpg" class="attachment-post-thumbnail wp-post-image" alt="bamboocharcoalbriquettes.jpg" /></p><img align="right" src="http://businessdiary.com.ph/wp-content/uploads/2012/02/bamboocharcoalbriquettes.jpg" alt="kawayan charcoal briquette" /><strong>Kawayan Charcoal Briquette is solid bio-fuel that is produced from bamboo waste using dead poles and branches from the clumps, and processing waste from trimmings and shavings.</strong> What is unique in the kawayan charcoal briquette is that the binder is  effluent from the processing of chichacorn (boiled corn kernels and fried to crispy state). All the primary materials used are from wastes, which otherwise contributory to environmental problems.<span id="more-2308"></span>Charcoal has a higher energy density than biomass fuels and can be stored without fear of insects. It has excellent cooking properties:  burns evenly for a long time, easily extinguished or reheated. It is used everyday in households for cooking and heating or boiling water, barbecuing, and other uses. The urban communities dominates the users of charcoals for various uses. In many countries including the Philippines rural people and charcoal producers cannot even afford to use charcoal. Therefore alternative means to produce low cost charcoal within the reach of the poor families is deemed necessary.The technology for the production of kawayan charcoal briquette is another stride towards the full utilization of the bamboo plant. With this technology on bamboo utilization another product is generated that provide additional employment opportunities in the countryside and revenues for the government. Likewise the utilization of waste from bamboo processing and chichacorn making  reduce the pressure on the precious wood resource, and helps mitigate carbon dioxide emission into the atmosphere..
Objectives<ol><li>to produce charcoal briquettes and enhance recovery from bamboo which otherwise end up to burning and rotting</li><li>Demonstrate means to reduce the volume of chichacorn effluent which otherwise are contributory to environmental problems.</li><li>Showcase other products from bamboo and provide additional source of income of farmers and processors, and</li><li>Produce a biofuel that is environment friendly and economically feasible.</li></ol> <strong>Production of Kawayan Charcoal Briquettes</strong><strong>1.Collection and Preparation of Raw Materials</strong> Collect the dead and poles and branches from  bamboo clumps. Oftentimes these materials are left to rot or burned during clearing and cleaning operations of the  bamboo stands.
Bamboo processing leave excessive waste materials such as trimmings and shavings. Collect these materials which are otherwise burned to ash. Generally about 20 percent to 40 percent are thrown into waste when processing bamboo into furniture and engineered products <strong>Collection of chichacorn effluent</strong> Collect and store in plastic containers  chichacorn processing effluent from the first and third washing of the boiled corn kernels. The first washing effluent contains 4.48 % TSS mostly lime while the third washing contains 3.08 % TSS mostly starch. <strong>2 . Carbonizing</strong> Carbonizing is the process of converting the raw bamboo into charcoal. Charcoal is a blackish residue, porous solid product containing 85-98% carbon produced by removing water and other volatile constituents through heating carbonaceous the materials.Carbonizing can be done by the drum method and cool-off the charred materials in closed metal containers. An alternative to the drum is the pit method. Dig a small pit approximately one meter  sq and 0.5 m deep and place the raw bamboo materials inside. Start firing at the bottom and little by little cover the pit with rice hull until fire is extinguished. Check frequently until materials are charred. Cool–off charred materials in metal containers. <strong>3. Shredding/Pulverizing</strong> Shred or pulverize the charcoal to attain even sizes of particles. This will make even mixing of the binders and the charcoal fine particles. The  machine used in this project is a peanut sheller converted as  shredder.<strong>4. Preparing the Binder</strong> The Kawayan Charcoal briquette technology recommends the use of Chichacorn effluent as binders. This is a cheap material because it is a waste. Mix 2.5 liters of effluent to one (1) kg of  charcoal. In areas where effluent is not available use corn starch as binders. Use 6 % mixture, this means that one kg of bamboo charcoal needs 60 grams of gelatinized corn starch. The weight of water needed is 60% of the weight of the raw material.<strong>5. Briquetting</strong> Mixed thoroughly the bind er with the charcoal and mold immediately. In this project piston type molders were used. The briquettes were compressed at 24 kg/cm2.<strong>6. Drying the briquettes</strong> Dry the briquettes under the sun for 1-2 days. Continue drying under the shade until it reach equilibrium moisture content (EMC).<strong>7. Packaging</strong> Pack the briquettes in convenient weight and size. For the 3.78 cm D x 4.88 cm L briquettes approximately 40 pieces can be contained in one kg pack. Wrap the briquettes with used cement bags which can be lighted to start firing the briquettes later.<strong>Cost and Return Analysis</strong>Production is estimated at 12,000 kg of briquette a year and is limited based on the bamboo wastes generated by the Bamboo Processing Plant which is estimated at 160 kg a day or 46,080 kg a year (i.e., 288 production days in a year).  Selling price per kilogram (40 pieces) of briquette is P10.<img src="http://businessdiary.com.ph/wp-content/uploads/2012/02/bamboocharcoalbriquttes.jpg" alt="bamboo charcoal briquette" />Production of Kawayan (Bambusa blumeana) charcoal briquettes using chichacorn processing effluent as binder
SC Malab, ZA Zafaralla, AATagay, and BS Malab
Mariano Marcos State University
Batac, 2906 Ilocos NorteFor more information :  e-mail— stan_malab@yahoo.comSource and Photo: ilarrdec.mmsu.edu.ph</p><p>You can read more of the post <a href="http://businessdiary.com.ph/2308/how-to-make-kawayan-charcoal-briquette/">How to Make Kawayan Charcoal Briquette</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/2308/how-to-make-kawayan-charcoal-briquette/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Soap Making By Cold Process</title><link>http://businessdiary.com.ph/2182/soap-making-by-cold-process/</link> <comments>http://businessdiary.com.ph/2182/soap-making-by-cold-process/#comments</comments> <pubDate>Fri, 03 Feb 2012 06:19:22 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[cold process]]></category> <category><![CDATA[homemade soap]]></category> <category><![CDATA[how to make soap]]></category> <category><![CDATA[soap making]]></category> <category><![CDATA[soap making by cold process]]></category> <category><![CDATA[soap making guide]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=2182</guid> <description><![CDATA[<p><p></p><strong>Making soap at your own home is fun and a good business idea too. Making soap of your own is limitless. You can create your own specialty soaps with great scents in different shapes and colors.</strong> Example below is a soap recipe for white creamy laundry bar soap with the essence of citronella or other suitable essential oils. <span id="more-2182"></span><strong>Materials:</strong>Coconut oil (primary)
Caustic soda (35 Be) as saponifying agent
Sodium silicate as soap builder
Essential oils as perfume<strong>Equipment:</strong>Cylindrical soap mixer, pedal type (16 liters)
Moulder with cutter (71 5 cm. x 38 cm. x 3 cm )
Oil storage container, 20 kg  capacity
Percolator,  1 gallon capacity<strong>Procedure:</strong>1. Five liters coconut oil is measured and transferred to a steel cylindrical soap mixer.2. A volume of 2.3 liters of caustic soda is slowly added to the oil while stirring for 20 minutes.3. 0.25 liters of sodium silicate and 0.02 liter essential oil are added and continuously mixed and stirred for 10 minutes.4. The homogenous viscous soap mixture is poured into the moulder and is made to stand for seventy-two (72) hours at room temperature to complete saponification.5. The soap is extruded from the mould and is divided into bars by passing through a wire cutter.6. Soap bars are packed in polyethylene bags then into boxes for storage.<strong>Soap making by cold process video from youtube</strong> <object width="530" height="315"><param name="movie" value="http://www.youtube.com/v/ghvQ4v_Fjrs?version=3&amp;hl=en_US"/><param name="allowFullScreen" value="true"/><param name="allowscriptaccess" value="always"/><embed src="http://businessdiary.com.ph/wp-content/uploads/2012/02/ghvQ4v_Fjrs?version=3&amp;hl=en_US" type="application/x-shockwave-flash" width="560" height="315" allowscriptaccess="always" allowfullscreen="true"/></object>Source: Technology developed by: Industrial Technology Development Institute (DOST)</p><p>You can read more of the post <a href="http://businessdiary.com.ph/2182/soap-making-by-cold-process/">Soap Making By Cold Process</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/2182/soap-making-by-cold-process/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>How to Start a Carinderia Business</title><link>http://businessdiary.com.ph/1880/how-to-start-a-carinderia-business/</link> <comments>http://businessdiary.com.ph/1880/how-to-start-a-carinderia-business/#comments</comments> <pubDate>Tue, 13 Dec 2011 06:08:28 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[carinderia]]></category> <category><![CDATA[carinderia business plan]]></category> <category><![CDATA[carinderia checklists]]></category> <category><![CDATA[how to put up a carinderia business]]></category> <category><![CDATA[how to start a carinderia business]]></category> <category><![CDATA[starting a carinderia business]]></category> <category><![CDATA[tips in putting up a carinderia]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=1880</guid> <description><![CDATA[<p>Carinderia is a local eatery selling and serving affordable viands for the masses. It&#8217;s also known as a &#8220;turo-turo&#8221; wherein customers literally point what they want to eat. If your house is located in a busy area or surrounded by a lot of office buildings and schools, then putting up a carinderia business is a</p><p>You can read more of the post <a href="http://businessdiary.com.ph/1880/how-to-start-a-carinderia-business/">How to Start a Carinderia Business</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/1880/how-to-start-a-carinderia-business/feed/</wfw:commentRss> <slash:comments>4</slash:comments> </item> <item><title>Hapinoy Sari-Sari Store Program</title><link>http://businessdiary.com.ph/1824/hapinoy-sari-sari-store-program/</link> <comments>http://businessdiary.com.ph/1824/hapinoy-sari-sari-store-program/#comments</comments> <pubDate>Tue, 06 Dec 2011 09:08:42 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[hapinoy]]></category> <category><![CDATA[Hapinoy Community Store]]></category> <category><![CDATA[hapinoy sari-sari store program]]></category> <category><![CDATA[hapinoy store program]]></category> <category><![CDATA[kahanapbuhay program]]></category> <category><![CDATA[sari-sari store program]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=1824</guid> <description><![CDATA[<p><p></p><strong>The Hapinoy Store Program focuses on the sari-sari stores in the Philippines (sari-sari is the Filipino word for "many or various kinds"), small neighborhood convenience stores or retail-based outlets that sell various things, mostly basic commodities.</strong> These kinds of stores are almost always located within or as an extension of the storeowner's home. With about 700,000 stores in the country, sari-sari stores make up 30 to 40% of total retail sales in the Philippines. <span id="more-1824"></span><strong>Microventures Incorporated</strong>Hapinoy is managed by MicroVentures Incorporated (MVI). MVI aspires to be the leading partners of micro entrepreneurs in the Philippines. In so doing, MVI leverages micro financing as a powerful tool to empower socially and economically challenged families.In 2007, MicroVentures Incorporated launched the Hapinoy Store Program with microfinance borrowers in mind. Upon realizing that 15 to 20% of microfinance borrowers use the capital to put up stores or expand their inventory, the Hapinoy Store Program first focused on aggregating all these sari-sari store owners for bulk product discounts.<strong>The Program</strong>The Program starts with the infusion of capital (through the resources of the microfinance institution program partner) to and conversion of an existing sari-sari store in a specific town to a Lead Store or in Hapinoy terms, a Community Store. The Community Store is set-up to be able to service 100 to 120 smaller stores on average. The Community Store in addition becomes the point of entry of the primary benefits of the program:<strong>* Cheaper access to goods.</strong> The Hapinoy Store Program is able to maximize lower acquisition costs since it operates as an aggregate account in terms of supply. <strong>* Training.</strong> The training program aims to cover both personal growth and business training. <strong>* Support.</strong> The program's field operations team-- called the Store Doctors-- help diagnose and customize each store’s Path to Prosperity (more on this later). The Store Doctor’s weekly visit allows theThe benefits are then passed on to the smaller stores the Community Store services.All of Hapinoy's Community Stores are owned by female/women micro entrepreneurs whom we fondly call our Nanays as Nanay is the Filipino word for "mother". The program then puts Nanay on the Path to Prosperity, focusing on Nanay's growth in her business and personality.Today, Hapinoy has evolved into a full-service micro entrepreneur enhancement program: a network of micro, small, medium and large enterprises where Hapinoy Community Stores and sari-sari stores serve as the hubs for goods and services that are coursed through the program and offered to its Base of the Pyramid target.<strong>Hapinoy is now incorporating the following into the Store Program: </strong> <strong>The Kahanapbuhay Program:</strong> Filipino for livelihood, the Kahanapbuhay Program will focus on helping local micro producers brand and package their goods and sell them through the network of Hapinoy Community Stores.<strong>The Hapinoy Plus Model:</strong> Value added goods such as generic medicines and services such as HapiPrints, a photo printing service based in Hapinoy Community Stores will be added to the regular operations of the Store. These new value added goods and services aim to increase traffic to and the profit margin of the Community Stores.Interested parties may send a letter to info@hapinoy.com or download the <a href="http://hapinoy.com/HAPINOY/downloads/Hapinoy%20Partnership%20Package.pdf">Partnership Kit</a>.One may apply to become a Hapinoy Community Store if the program is being implemented in your area by a local micro finance partner.<strong>Check if the Hapinoy Sari-Sari Store Program is coming to your area by contacting any of CARD’s Executive Offices:</strong>CARD MRI Executive Office
20 M.L. Quezon St., City Subdivision, San Pablo City, Laguna, 4000 Philippines
E-mail: mri.info@cardbankph.comCARD Bank Executive Office
Telephone: + 63 (049) 562-4309
Fax: + 63 (049) 562-0009CARD NGO Executive Office
Telefax: + 63 (049)-561-2018You may then ask your local CARD branch about the details of the Hapinoy program.<strong>Hapinoy Video</strong> <object width="530" height="400"><param name="movie" value="http://www.youtube.com/v/VokgAtxefao?version=3&amp;hl=en_US&amp;rel=0"/><param name="allowFullScreen" value="true"/><param name="allowscriptaccess" value="always"/><embed src="http://businessdiary.com.ph/wp-content/uploads/2011/12/VokgAtxefao?version=3&amp;hl=en_US&amp;rel=0" type="application/x-shockwave-flash" width="530" height="400" allowscriptaccess="always" allowfullscreen="true"/></object></p><p>You can read more of the post <a href="http://businessdiary.com.ph/1824/hapinoy-sari-sari-store-program/">Hapinoy Sari-Sari Store Program</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/1824/hapinoy-sari-sari-store-program/feed/</wfw:commentRss> <slash:comments>27</slash:comments> </item> <item><title>How to Start a Sari-sari Store Business</title><link>http://businessdiary.com.ph/1807/how-to-start-a-sari-sari-store-business/</link> <comments>http://businessdiary.com.ph/1807/how-to-start-a-sari-sari-store-business/#comments</comments> <pubDate>Tue, 06 Dec 2011 08:51:24 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[24/7 convenience store]]></category> <category><![CDATA[how to start a convenience store business]]></category> <category><![CDATA[how to start a sari-sari store business]]></category> <category><![CDATA[sari-sari store]]></category> <category><![CDATA[sari-sari store business]]></category> <category><![CDATA[sari-sari store business plan]]></category> <category><![CDATA[sari-sari store business tips]]></category> <category><![CDATA[starting a sari-sari store business]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=1807</guid> <description><![CDATA[<p><p><img width="150" height="150" src="http://businessdiary.com.ph/wp-content/uploads/2011/12/sari-sari-store-150x150.jpg" class="attachment-post-thumbnail wp-post-image" alt="sari sari store" /></p><strong>Sari-sari stores are small retail outlets that can be found in almost all neighborhoods, sometimes even in every street corner in the Philippines. Most sari-sari stores are privately owned shops and are operated inside the store owner's house.</strong> Commodities are displayed in a large screen-covered or metal barred window in front of the shop. Candies, canned goods and cigarettes are often displayed while cooking oil, salt and sugar are often stored in sacks or cans. A small window is also present where the customer's requested commodity is given. It is a business worth considering for a gradual entrepreneurship take off.<img src="http://businessdiary.com.ph/wp-content/uploads/2011/12/sari-sari-store.jpg" alt="sari sari store" width="600" height="180" /><strong>Estimated Investment Cost (based on 2009 prices)</strong><strong>I. Products</strong><strong>a. Drygoods (quantity, cost/piece,  cost):</strong>Sardines (big),    30    @P28.00 –    P 840.00
Sardines (small),    30   @12.00 –    360.00
Corned beef,    30    @26.00 –    780.00
Tuna,    30    @28.00 –    840.00
Pineapple juice,    30    @20.00 –    600.00
Creamer /sachet),    60    @2.50 –    150.00
Egg,    48    @5.00 –    240.00
Catsup,    20    @25.00 –    500.00
3 in 1 coffee,    120    @4.00 –   480.00
Food mix enhancer,    48   @2.00 –    96.00
Choco powdered drink (sachet),    72    @4.50 –    324.00
Iced tea powdered juice,    48    @9.00 –    432.00
Orange powdered juice,    24    @9.00 –   216.00
Evaporated milk,    20    @22.00 –    440.00
Sinigang mix,    46    @10.00 –    480.00
Lechon sauce (in pack),    48    @9.50 –    456.00
Cooking oil (small),    48    @11.50 –    552.00
Cooking oil (big),    36    @24.50 –   882.00
Sugar, 48 @9.00 – 432.00
Fish sauce,    48    @11.00 -  528.00
Vinegar in plastic park,    48    @4.50 – 216.00
Soy sauce in plastic pack,    48    @6.00  -  288.00
Noodles in plastic cups,    30    @15.00  -  450.00
Candies,    300   @0 .50  -  150.00
Noodles (pancit canton),    72   @7.50  -  540.00
Noodles (soup),    72    @6.50  -  468.00
Tomato sauce,    20    @13.00  -  260.00
Meat loaf,    25    @55.00  -  1,375.00
Batteries (biq),    30     @25.00   – 750.00
Batteries (small),    30   @ 11.00  -  330 00
Diaper Subtotal,    60   @6.00  – 360.00
Subtotal – P14,599.00<strong>b. Toiletries:</strong> Shampoo,    96    @4.00   –            384.00
Conditioner,    96    @4.00 -   384.00
Body soap,    30    @28.00   – 840.00
Toilet tissue,    60    @9.00   – 540.00
Toothpaste In sachet,    60    @9.00 -   540.00
Sanitary napkin,    48    @4.00  -  192.00
Subtotal -  P2,880.00<strong>c. Laundry Products:</strong> Deterqent powder,    72   @ 10.00 -   720.00
Detergent bar soap,    72    @8.50  -  612.00
Subtotal        –    P1,332.00<strong>d. Drinks</strong> Bottled softdrinks,    144    @7.00  -  1,008.00<strong>e. Others</strong> E-Load, 7 @1,000.00 – 7,000.00<strong>Total –  P 26,819.00</strong><strong>II. Cost of Good Sold</strong><table style="border-collapse: collapse;" border="1" cellpadding="2" cellspacing="2"><tbody><tr style="text-align: center;"><td width="150">Particulars</td><td width="75">Goods</td><td width="75">E-Load</td></tr><tr><td>Initial purchase</td><td>P19,819.00</td><td>P7,000.00</td></tr><tr><td>Add: 40% Weekly Purchase for 3 weeks replenishment of goods</td><td>23,782.80</td><td>21,000.00</td></tr><tr><td>Total Cost of Good Sold</td><td>43,601.80</td><td>28,000.00</td></tr><tr><td>Add: 20% Mark-up</td><td>8,720.36</td><td>5,600.00</td></tr><tr><td>Total</td><td>P52,322.16</td><td>P33,600.00</td></tr></tbody></table> <strong>III. Projected Income</strong><table style="border-collapse: collapse;" border="1" cellpadding="2" cellspacing="2"><tbody><tr style="text-align: center;"><td width="175">Particulars</td><td width="75">Goods</td><td width="75">E-Load</td></tr><tr><td>Sales (P52.322.16x 80%)</td><td>P41.857.73</td><td>P26,880.00</td></tr><tr><td>Less: Cost of Sales</td><td>34,881.44</td><td>22,400.00</td></tr><tr><td>Net Sales</td><td>6,976.29</td><td>4,480.00</td></tr></tbody></table> <strong>Total Net Sales – P11,456.29</strong> <strong>Less: Operating expenses</strong>Water and electricity – 400.00
Labor – 3,000.00
Transportation – 200.00
Miscellaneous – 2,180.00
Total operating expenses – 5,780.00<strong>Total estimated net income – P5,676.29</strong><strong>Assumptions:</strong>40% of the items are being replenished every week
Mark-up of 20% per item
80% of total goods are considered sold per month
20% of the goods remain in the inventory per month<strong>Here are some tips on how to start a sari-sari store business:</strong><strong>Create a niche.</strong> If there are already three such stores on your street, it would be good to specialize in something. Miriam’s sari-sari store in Quezon City flourished because she was the only in the area that sold nail polish, pad papers for different grades, ballpens and Campbell’s soups. What Miriam would do was look at the merchandise of her competitors and buy what they didn’t offer. Christine, who studied making tapa, tocino and longganisa, started selling her cured meats at her sari-sari store in a non-affluent area of Makati City and they were a big hit. Christine would cook a few pieces and offer them to her customers. Some of her neighbors would even order four to five kilos of tapa and tocino at a time.<strong>Make it legal.</strong> A sari-sari store is a micro-enterprise but that does not mean you do not need a business permit to operate it. You also need to talk to your utility providers because the charge for business and residential areas are different and having a store does not fall under residential.<strong>Look for the cheapest prices.</strong> There are a million wholesalers out there, all vying to be your store of choice but just because you have a suki does not mean that you should get all your merchandise from him or her. Look for other suppliers and don't stop searching for the best bargains.<strong>Keep records.</strong> Even if you're not an accountant, keep records of all your transactions. Some storeowners simply add the day's sales and apply a mark-up on what they sold to compute their net profit. But unless you're really good with numbers, it is better to record all transactions in a ledger.<strong>You need cash.</strong> Many sari-sari store owners have lost money because they extended credit to people who couldn’t pay them back. This is what happened to Delia of Quezon City, who extended credit lines to her neighbors and relatives. Unfortunately, these creditors did not pay their debts and Delia was left with nothing.<strong>Registration Requirements</strong>1. Business name registration (www.bnrs.dti.gov.ph)
2. Mayor's/Business Permit (check your local municipality/city)
3. BIR TIN (www.bir.gov.ph)<strong>Financing Facility</strong><strong>Click here: <a href="http://businessdiary.com.ph/792/funding-sources-for-your-business/">Funding sources</a> for your business.</strong>sources: dti.gov.ph, wikipedia, manilastandardtoday</p><p>You can read more of the post <a href="http://businessdiary.com.ph/1807/how-to-start-a-sari-sari-store-business/">How to Start a Sari-sari Store Business</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/1807/how-to-start-a-sari-sari-store-business/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>How to Make a Therapeutic Aroma Candle</title><link>http://businessdiary.com.ph/1695/how-to-make-a-therapeutic-aroma-candle/</link> <comments>http://businessdiary.com.ph/1695/how-to-make-a-therapeutic-aroma-candle/#comments</comments> <pubDate>Thu, 17 Nov 2011 10:56:50 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[aroma candle]]></category> <category><![CDATA[how to make aroma candle]]></category> <category><![CDATA[how to make therapeutic aroma candle]]></category> <category><![CDATA[making of therapeutic aroma candle]]></category> <category><![CDATA[therapeutic aroma candle]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=1695</guid> <description><![CDATA[<p>The therapeutic aroma candle represents the very essence of aroma candles because of the beneficial effects it gives to anyone who smells its scents. For this aroma candle, we will use lavender, a popular herbal aroma. The following materials can make one big colorful therapeutic aroma candle. (based on Dec. 2003 price) Raw Materials: 500</p><p>You can read more of the post <a href="http://businessdiary.com.ph/1695/how-to-make-a-therapeutic-aroma-candle/">How to Make a Therapeutic Aroma Candle</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/1695/how-to-make-a-therapeutic-aroma-candle/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How to Start a Button Pin Business</title><link>http://businessdiary.com.ph/1538/how-to-start-a-button-pin-business/</link> <comments>http://businessdiary.com.ph/1538/how-to-start-a-button-pin-business/#comments</comments> <pubDate>Fri, 04 Nov 2011 05:09:59 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[button pin business]]></category> <category><![CDATA[how to make button pins]]></category> <category><![CDATA[how to start a button pin business]]></category> <category><![CDATA[starting a button pin business]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=1538</guid> <description><![CDATA[<p>Making buttons is great for craft project for kids of all ages. They make excellent gifts and are a handy way to promote your favorite causes and candidates. Making your own buttons isn’t complicated if you invest in a hand-press button making machine and buy some basic supplies. The Market * Seasonal and Holiday Crafts.</p><p>You can read more of the post <a href="http://businessdiary.com.ph/1538/how-to-start-a-button-pin-business/">How to Start a Button Pin Business</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/1538/how-to-start-a-button-pin-business/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How To Start A Home Based Nail Salon Business</title><link>http://businessdiary.com.ph/1509/how-to-start-a-home-based-nail-salon-business/</link> <comments>http://businessdiary.com.ph/1509/how-to-start-a-home-based-nail-salon-business/#comments</comments> <pubDate>Mon, 31 Oct 2011 16:34:20 +0000</pubDate> <dc:creator>Jron</dc:creator> <category><![CDATA[Home Business]]></category> <category><![CDATA[how to start a nail salon business]]></category> <category><![CDATA[nail salon]]></category> <category><![CDATA[nail salon business]]></category> <category><![CDATA[starting a nail salon business]]></category><guid isPermaLink="false">http://businessdiary.com.ph/?p=1509</guid> <description><![CDATA[<p>Many women treat themselves to a manicure at least every couple of weeks, and some more often. The nail salon business is a booming one that is ever-expanding around the country. If you are a licensed nail tech, or just an entrepreneur who is looking for a smoking hot business to get started with, then</p><p>You can read more of the post <a href="http://businessdiary.com.ph/1509/how-to-start-a-home-based-nail-salon-business/">How To Start A Home Based Nail Salon Business</a> on <a href="http://businessdiary.com.ph">Business Diary Philippines</a>.</p>]]></description> <wfw:commentRss>http://businessdiary.com.ph/1509/how-to-start-a-home-based-nail-salon-business/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel> </rss>